Savings Calculator.

Retirement Planning Calculator

Unsure how much you need to save to live comfortably through your retirement? Use this calculator to estimate the required savings needed to be able to withdraw a specific amount each month over the course of your retirement.

Entry Description Amount
Your current age:
Age you plan to retire:
Monthly withdrawal during retirement:
Anticipated investment return (APR %): VIEW TODAY'S RATES
Maximum expected retirement period:
Anticipated annual inflation rate (%):
Current retirement savings:
Required savings not accounting for inflation:
Required monthly savings (not accounting for inflation):
Required savings accounting for inflation:
Required monthly savings (accounting for inflation):

Enjoy Your Savings & Your Retirement!

Please be sure to contact a financial advisor before making any major shifts to your retirement savings.

Retirement Savings.

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I very frequently get the question:

'What's going to change in the next 10 years?' And that is a very interesting question; it's a very common one. I almost never get the question: 'What's not going to change in the next 10 years?' And I submit to you that that second question is actually the more important of the two — because you can build a business strategy around the things that are stable in time. … [I]n our retail business, we know that customers want low prices, and I know that's going to be true 10 years from now. They want fast delivery; they want vast selection. It's impossible to imagine a future 10 years from now where a customer comes up and says, 'Jeff I love Amazon; I just wish the prices were a little higher,' [or] 'I love Amazon; I just wish you'd deliver a little more slowly.' Impossible. And so the effort we put into those things, spinning those things up, we know the energy we put into it today will still be paying off dividends for our customers 10 years from now. When you have something that you know is true, even over the long term, you can afford to put a lot of energy into it." - Jeff Bezos

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Risk guarantee


  • Every investment you make comes with a substantial risk of loss of principal or purchasing power. The safest investment you can make is investing in yourself.
    If you let others manage your investments, the single biggest factor you can control is your investment-related expenses, as they have a big impact on compounding.
 

Imagine you have $100,000 invested. If the account earned 6% a year for the next 25 years and had no costs or fees, you'd end up with about $430,000.

If, on the other hand, you paid 2% a year in costs, after 25 years you'd only have about $260,000.

That's right: The 2% you paid every year would wipe out almost 40% of your final account value. 2% doesn't sound so small anymore, does it? - Vanguard