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CD Rate Calculator

Use this calculator to quickly figure the future value of a CD investment along with the effective APR you earned.

Entry Description Amount
CD amount:
Annual interest rate (APR %):
Months until maturity:
Compounding interval:
State & Federal Tax Rate (if taxed):
Inflation Rate:
Future value (untaxed, not inflation adjusted):
Interest earned:
Annual percentage yield (APY):
Income taxes on interest:
Interest earnings after income taxes:
Savings after income taxes:
Inflation-adjusted future value of savings:
Net change in purchasing power:

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